At Trade Credit, we prioritize the privacy of our readers and remain fully committed to handling personal information responsibly.
As an educational content blog, we aim to create clear, accurate, and AdSense-safe content about investing concepts, market trends, and financial awareness.
This Privacy Policy outlines how we collect, use, and manage data.
It also explains your rights under the General Data Protection Regulation (GDPR) and the California Consumer Privacy Act (CCPA).
Our blog does not provide financial, health, or legal advice.
Instead, all information is created to educate our audience objectively.
By using this website, you confirm that you have read and understood this Privacy Policy.
Effective Date: [yesterday_date]
Data Collected
Trade Credit collects minimal data to ensure functionality, improve user experience, and maintain website operations.
We focus on collecting only what is strictly necessary and do not gather sensitive personal data related to health, legal, or financial specifics.
Information You Provide
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When contacting us by email or through the contact form, you may provide your name, email address, and optional details relevant to your query.
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Any additional information you elect to share voluntarily is stored solely for communication purposes.
Information Collected Automatically
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Technical details such as IP address, browser type, device type, operating system, and referral links.
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Usage information, including the pages you visit, the time spent on pages, the links you click, and overall traffic patterns.
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Data to measure performance and detect technical issues for improved service.
No Sensitive Data
We do not collect or request sensitive personal details such as banking information, social security numbers, or health-related data.
Our intention is only to facilitate an educational and user-friendly website experience.
Cookies Usage
Cookies support website usability by storing small pieces of information directly on a visitor’s device.
This helps tailor site functions for efficiency.
Types of Cookies Used
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Essential Cookies – Necessary for core functionality, such as enabling page navigation and ensuring the website operates securely.
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Performance Cookies – Used to analyze user activity, improve content relevance, and optimize website performance.
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Preference Cookies – Record preferences such as language or display settings.
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Third-Party Cookies – Provided by partners like Google Analytics and Google Ads to enable anonymized tracking, analysis, and advertising.
Managing Cookies
Visitors may manage, block, or delete cookies through browser settings.
However, disabling essential cookies may restrict some features of the site.
Core educational content will still remain accessible.
Use of Google Services
Trade Credit employs trusted Google services to support functionality, insights, and security.
Google Analytics
We utilize Google Analytics to analyze aggregate visitor behavior, such as which topics are most popular and how users interact with the site.
This information is anonymized and cannot personally identify individual users.
Google Ads
Google Ads may be used to display relevant advertisements as permitted under AdSense policies.
Ads are context-based, not individually targeted using personal data.
Trade Credit does not sell user information to advertisers.
Google reCAPTCHA
For security and spam prevention in contact forms, Google reCAPTCHA may be utilized.
This tool checks automated activity through limited technical data signals, ensuring that submissions are from humans and not bots.
Each of these Google services operates under Google’s own privacy practices.
We encourage users to review Google’s policies to understand them further.
How Collected Data is Used
Data collected on Trade Credit is used exclusively for operational, educational, and compliance purposes.
Specifically, it is applied to:
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Ensure website stability and usability.
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Monitor traffic patterns and improve content strategy.
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Respond to user queries submitted via email or forms.
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Safeguard against spam, security risks, and misuse of the platform.
We never sell or misuse your data, and sharing remains extremely limited to service providers such as Google.
User Rights Under GDPR
If you are accessing Trade Credit from within the European Economic Area (EEA), the GDPR grants you several rights:
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Right to Access – Request details about what personal data we have collected about you.
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Right to Rectification – Ask us to correct inaccurate or incomplete personal data.
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Right to Erasure – Request deletion of your personal data when it is no longer needed.
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Right to Restrict Processing – Request temporary or permanent restriction of processing data under specific circumstances.
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Right to Data Portability – Obtain a copy of your personal information in a commonly used machine-readable format.
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Right to Object – Object to the processing of your personal information, including objecting to non-essential analytics or advertising.
Requests related to GDPR rights can be submitted by contacting us at privacy@tradecredit.live.
User Rights Under CCPA
If you are a California resident, the CCPA provides you with further privacy rights:
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Right to Know – Learn what categories of personal data we collect, why it is collected, and with whom it may be shared.
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Right to Request Deletion – Request that we delete the personal data we hold about you unless an exception applies (e.g., compliance requirements).
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Right to Opt-Out – Request to opt out of the sale of your personal information.
Please note that Trade Credit does not sell personal data.
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Right to Non-Discrimination – Exercise your privacy rights without experiencing discrimination in terms of access to the website.
To make a CCPA-related request, please contact: privacy@tradecredit.live.
Children’s Privacy
Trade Credit is not directed at children under the age of 13 (or under the minimum digital consent age of your jurisdiction).
We do not knowingly collect personal information from minors.
Should a parent or guardian believe that a child has provided personal data without consent, please reach out to us.
Upon verification, we will promptly delete such information.
Data Security
We take reasonable measures to safeguard user data from unauthorized access, leaks, or misuse.
These include technical and administrative security steps.
However, no online platform can guarantee absolute protection.
Users are advised to practice safe browsing and adopt protective measures on their own devices.
Data Retention
We retain personal data only for as long as necessary to fulfill communication, security, and legal obligations.
Retention periods are kept minimal, and unnecessary data is deleted periodically.
Third-Party Sharing
Trade Credit does not sell or trade personal data.
Limited sharing occurs only with:
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Trusted service providers such as Google for analytics, advertising, and anti-spam features.
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Law enforcement or regulatory authorities when required by legal obligation.
Updates to This Policy
This Privacy Policy may be updated periodically to reflect new laws, regulatory requirements, or modifications in site operations.
Updates will always be reflected with an effective date.
Effective Date: [yesterday_date]
Contact Information
For any privacy-related queries or requests under GDPR or CCPA, you may contact us at:
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Privacy and Legal Matters: privacy@tradecredit.live
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General Inquiries: contact@tradecredit.live
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DMCA Requests: dmca@tradecredit.live
Final Statement
At Trade Credit, we view privacy as central to trust.
Our community consists of students, professionals, expatriates, and lifelong learners exploring educational content regarding financial systems and markets.
To honor this trust, we remain transparent in all aspects of data collection, storage, and processing.
By using our site, you agree to this Privacy Policy.
Should you have any questions or wish to exercise your GDPR or CCPA rights, we encourage you to contact us using the specified details above.
Thanks for reading! Privacy Policy you can check out on google.